California Flood Insurance
Having the right California flood insurance is imperative in making sure that your home is fully protected.
At Westways Insurance Agency Inc., we want to make sure all of our clients are fully informed of important insurance facts. That is why we make such a huge effort in informing everyone that California flood insurance is its own insurance policy, separate from homeowner’s insurance.
There are two different types of flood insurance. The one for which you qualify depends exclusively on the location of the property you wish to insure.
For homes in zones deemed ‘high risk’ for floods, you may wish to purchase a Standard Flood Insurance Policy. These policies are for areas that participate in the National Flood Insurance Program (NFIP). Investing in this type of California flood insurance means that you will need to insure your property and its contents separately.
Homes and buildings in low or moderate risk zones are qualified for Preferred Risk Flood Insurance Policies. These policies are not required, but the protection can be a huge help if you are ever affected by a flood, as the damage from just a few inches of water damage can result in thousands of dollars worth of repairs.
If you would like to speak to an expert about California flood insurance, or are just curious as to what type of flood insurance policy your building requires, you need only call 714-990-1382. At Westways Insurance Agency Inc., our agents are always happy to help you by starting the quote process or answering any questions you may have.